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Employee (and Individual) Benefits
Bank Account Benefits - Skylight® offers the benefits of an FDIC-insured bank account, which can be used as a reference for mortgage or other loan transactions.

Accounts through U.S. Bank, NA. U.S. Bank, NA is a member of FDIC.
Skylight Financial® bank accounts through SunTrust Bank, Member FDIC.

More "Take Home" Pay - Self-banked employees and others, often must resort to check cashing services on payday. These services may charge as much as five-percent of the face value of the paycheck. Skylight deposits employee funds directly into their Skylight accounts where they have 24-hour access to funds at ATM and point of sale locations.

Convenience and Security - Through Skylight, employees are afforded the convenience, security and respect that come with an individual bank account. Skylight services are available anywhere PIN-based debit transactions are accepted.

Accepts Automatic Bill Payment - Since Skylight offers a bank account, employees can pay bills via ACH debit directly from their account. Monthly statements track payments and establish a payment record that can be used in securing or reestablishing credit.

Portability - The Skylight account is owned by the employee and is a "portable" benefit that belongs to employees even if they change employers.

Cost Savings for Money Transfers - Through the Skylight Sub Account, which is linked to the primary Skylight account, primary account holders can instantly transfer funds nationally or internationally to the sub account without incurring the typical high money transfer fees.
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